The "Inside Secrets" to save you Thousands,
even Tens of Thousands, by avoiding
the high commission, high fee recommendations of your
financial advisor and insurance agent.
And you’re wearing MILK BONE underwear!
From L.T. Drake, author of
“Beware of Your Financial Advisor”!,
Dear Friend,
If you are one of the millions of savers and investors looking for ways to maximize your investment returns and minimize the fees that you pay on your investments – then please read the following message very carefully. It might be the most important information you read all year.
Let’s begin with one simple question regarding the commissions you are charged when you invest:
If you could save $2,000 in commissions
- would you?
What about $5,000?
How about $10,000?
Well, you can! And the difference it will make on your long-term investment returns can be amazing! LT, You’re probably not real popular with your former collegues – but you are extremely popular in our house. We found your book just prior to investing $180,000 with a financial advisor. We suspected that we were being “sold” something so we did a little research and found your book, “Beware of Your Financial Advisor”. Your information showed us the mistake we were about to make. We have stopped the transaction and will re-evaluate who we work with. I’d watch your back though. The financial advisor that we decided not to work with was not happy and we think that our decision to not work with him kept him from pocketing about $12,000 in commissions! J Keep getting this information out there.
What is the old poker saying?
- If you can't spot the SUCKER in the room then you're him!
Guess who the financial services firms see as the suckers????
-from a reader in Nashville, TN
JTM
Nashville, TN
Did you know…?
- If you begin a relationship with an advisor with a portfolio of $100,000, did you know that they can make recommendations that will earn them commissions of up to $15,000?
And that’s just for starters.
- A 30-minute meeting to discuss your $20,000 account
might cost you $1,000 - or more!
- If you are just beginning an investment plan, did you know that the choices you make based on your advisor’s recommendations can cost you tens of thousands of dollars over years of investing your hard earned money?
(But those dollars don’t just disappear – can you guess where they end up?)
Would you want an extra $71,752.58 in your IRA
when you retire?
(read on to see how this information might make that possible)
Mr Drake,
I wish I had your book 2 years ago when we hired a financial "advisor". If we read your book first, my husband and I have figured we would've saved about $7,200 and been far better at managing our money. We have fired our "advisor" and have learned from our mistakes and your book.
Thanks so much for enlightening us. We are in our 40's and we're sure your information will save us thousands in the future.
Katherine L
Anaheim, CA
I spent years in the financial services industry working to build a business based on a consultative approach and keeping client fees down to a minimum. But that was not the model that I was encouraged to build. I never won sales contests and often drew heat from my supervisors because my “production” (commissions) was low.
The satisfaction of my clients was of little interest to them – only the fees and commissions generated. They were most interested in the advisor who sold THE HIGHEST COMMISSION PRODUCTS to their clients.
So my choice was simple. Either bring in massive numbers of new clients and charge them small fees to make my quotas, or begin selling products that charged high commissions or fees in order to generate more income for myself and the firm.
Well, I didn’t feel that bringing on large numbers of new clients was the answer because there would be no way to properly service their accounts in those large numbers. And I was not going to begin selling products based on the commissions generated.
|
So I Quit!
But I left with a mission to educate as many investors, large and small, on the ways to invest without huge fees and commissions. When faced with this choice I also realized that sharing this inside information about the financial services industry through my book, Beware of Your Financial Advisor, is the way that I can help investors everywhere. The information contained in this book will help more investors than I could’ve ever reached before! |
It’s time to blow the whistle on the
financial services industry
and how it deals with the individual investor!
These are the “Dirty Little Secrets” that your
Financial Advisor and the Financial Services Firms
Don’t Want You To Know!
In my book you will learn:
- The inside information on the financial services industry
- Your Financial Professional – Trusted Advisor or Commissioned SALESPERSON?
- How to avoid big commissions and high fees and keep thousands of dollars in YOUR pocket instead of handing it over to them.
- The intended role of the “Financial Advisor” – And why many don’t hold up their end
- Why the financial services industry is Licking It’s Lips awaiting the retirement of the Baby Boomers
- Why the internet has made 75% of the advisor’s job useless to you.
- Why most investment advisors ALWAYS say the time to buy is NOW!
- Load and No-Load Mutual Funds – What they mean, which is best, and what your broker might not want you to know
- How to get some of the best financial and investment advice in the world without paying the high fees and commissions of traditional investment advisors and brokers.
- Simple tools for low cost investing
Translation: Keeping more of your hard earned money in your
account and out of an advisors pocket
- Why many advisors practically ignore tax laws that could save you thousands.
- How a just few hours a year can save you thousands, even tens of thousands, in expenses and commissions
- Commissions- Why advisors sell the products they sell.
- Why your investment returns JUST DON’T MATTER to your advisor!
- The “Hometown Hero Bank”. Are they any better?
- The under $100,000 investor - Why YOU really don’t matter to most advisors
- Where to hold your accounts to maximize returns and minimize fees.
- The conflicts of interest that actually make it HARD for an advisor to do what is in your best interest
What is it Worth???
Let’s look at a basic example where a bad choice
can cost you THOUSANDS!
Did you realize that a 5% up-front sales commission paid to your advisor on a $100,000 mutual fund purchase can actually cost you $24,634.02?
Could you and your family,
or heirs, use and extra
$24,634.02?
That is how a commission can affect a one time investment.
In my book we’ll look more closely at the tremendous cost of paying commissions and high fees on your account.
Including how high fees can cost over $70,000 on an account that
started with only $20,000!
And then there are the Insurance Advisors….
EXPOSED!
How one Advisor (Insurance/Annuity Salesman) stood to make over $100,000 in commissions for a one hour meeting with a retiree.
(And they do it every day)
-from a reader in Atlanta, GA
Dear Mr. Drake,
A friend referred me to your book and I was particularly interested because of some very bad advice that was given to my mother after my father died. I had no idea how widespread the abuses are – I thought we just happened upon a bad seed financial advisor. Our best guess is that he (the advisor) collected about $32,000 in commissions and then never spoke to my mother again.
Your book has prompted us to get very involved in our own investments and especially our mother’s.
Susan K
|
Annuities In my book you'll also learn: |
- Annuities –
When are they appropriate and
WHY ARE THEY SO OVERSOLD?
– One Guess? Commissions!
- How annuity commissions are actually HIDDEN from clients!
- How a 10 year old child could get an insurance license! It’s that easy. And they’re managing your money
- Why some insurance representatives can make their products sound like the only thing you’ll ever need.
- Why some insurance agents have to force their product to fit your needs
- Questions to ask your financial advisor or insurance agent that will stop them in their tracks and let you know if they have your best interests at heart
Let me be clear – there are some good financial advisors and insurance agents out there. This book will help you know if you have a good one or if you need to reassess your relationship.
If you are an investor – big or small –
this book is a must read!
Not only will it give you valuable information for determining whether or not to hire a financial advisor, it will give you the Peace of Mind of knowing that you have done your homework and were ready to make good decisions regarding your savings and investments.
If you have as little as $5,000 to invest – this book can save you $250 immediately and thousands over years of investing!
Most people will invest much more over their lifetimes
- and the savings grow exponentially!
The information contained in my book can be especially important in helping you avoid the costly mistakes that can compound over years. Even if you are just getting started, my book will provide you the tools needed to avoid big fees and grow your money even faster.
If you were going to buy a car, wouldn’t you want all the information that you could get regarding the price and quality of that car?
Well, quite frankly, if you didn’t do your homework before heading on to the dealer’s lot you would be ASKING FOR TROUBLE. So most people use easily available on-line tools that provide you with enough information to make an informed purchase.
My book, Beware of Your Financial Advisor, is the tool you need to make an informed decision with who to trust with your money. You’ve spent years – maybe a lifetime – earning and saving money for your future.
Don’t you owe it to yourself and to your family
to make sure that you have the inside information
needed to safeguard your savings????
You might think to yourself:
“Can’t I be sure I’m getting the best advice if I go to
one of the well known brokerages?”
Frankly, no you can’t. While there are some good advisors in most of the big firms, unless you have millions to invest you might find yourself with someone with little experience and even less knowledge. Even with millions to invest you might find yourself with a high fee/high commission broker who will charge TENS OF THOUSANDS of dollars to do what you could do yourself with minimal effort.
They do have great commercials – their warm and fuzzy marketing is second to none.
And believe me, they can afford the advertising.
But in reality – the national and regional brokerages, and
their advisors, have been paying HUNDREDS OF MILLIONS
OF $$$ IN FINES for sales abuses and other unethical behavior.
HOW DO THEY GET AWAY WITH IT?
Because most investors DON”T HAVE the information
contained in this book!
There will be two reactions to this book within the financial services industry.
The first, and most obvious, will be the negative reaction from the many financial advisors who make a living selling you high commission/high fee products.
They have made a good living by charging these fees and my book will cause them problems. They will have feeble arguments for why they do what they do, but the bottom line is that in all too many cases they are overcharging their clients to make high commission for themselves and their firms.
The second reaction might come from the truly good financial advisors out there who can be helpful without taking advantage of their clients. These advisors are probably as frustrated as I was at the abuses of the industry.
If this book warns people away from the bad advisors and into the arms of the truly trusted advisor***, or to a low-cost service provider, then it will have done its job and saved you thousands along the way!
*** I will reveal how to find these advisors if you still do not feel that you can manage your investments yourself.
Who Wants to Pay for Their Advisor’s Next Trip to
If you DO – then ignore the information that I am offering. You’ll make that advisor a very happy person. Who knows – maybe they’ll bring you back a T-shirt.
If you DON’T – then let me show you how to avoid the high fees and commissions and keep and grow more of your hard earned money.
This is not a book about investing strategies.
There are plenty of books and free resources (which I will refer you to) that can help with investment strategy, asset allocation and other investing issues, and you owe it to yourself and your family to learn a little about your money – it’s not as complicated as you might think.
My book is about avoiding the mistakes that can cost you thousands immediately and thousands more over time. As in all things, the fewer mistakes you make the greater your chances for success. And I want to help the average investor succeed by providing you the inside information of the financial services industry.
You can’t lose with my 100%
8 Week Money Back Guarantee
If you do not feel that the information contained in this book is helpful in avoiding high fees and commissions and taking charge of your financial health, I will gladly refund the purchase price of my book. I am so confident that this is must have information for anyone, regardless of the size of your portfolio, that I am happy to extend this guarantee. If you use the insider information contained in this book
you will save hundreds of times the purchase price!
Here’s how to Order and Download my ebook –
“Beware of Your Financial Advisor!”
How to Save Thousands, even Tens of Thousands, by avoiding the high commission recommendations of your financial advisor and insurance agent.For Only $24.95!HOLIDAY / NEW YEAR SPECIAL
Now Only
18.95!
Start Your New Year with the
PEACE OF MIND
of knowing that you are not being
taken advantage of by your financial advisor!
You can't lose with our 100%,
ironclad, Money-Back Guarantee
Here's how to order right now!
INSTANT ACCESS Purchase Online with Credit Card by Secure Server Once your credit card is approved, you will be taken to a special download page where you will download the ebook.
You will be downloading and reading the ebook within just a few minutes... and saving those high fees and commissions in no time.
<=
If you experience problems with ordering the book, contact us at support@bewareofyourfinancialadvisor.com
ACT NOW!: If you order my new book, "Beware of Your Financial Advisor!", for the discounted price of $18.95 between now and January 31st, I will also included a Bonus which can help you start a sound financial plan with little effort and save those big commissions and fees from the brokerages and their advisors. Bonus Offer: "How to Organize your Financial Life" – this simple outline will help you organize your important papers and give you the peace of mind of knowing that your family is on sound financial footing. And strangely enough, most financial advisors don’t even offer this most basic advice! Act Now! As this is a new, inside look at the industry, I am discounting the price for the holidays to get this information into as many hands as I can as quickly as I can. But soon the price of this information will go back to $24.95. It will still be of great value to you and your family, but I’d love to see those who act early save more than 24% for acting NOW!
It doesn't matter if it's 2:00 a.m. in the morning!
Will open a new window on our secure server.